Unlock My Home Equity
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Nepal Home Loans > Unlock My Home Equity
🔓 Free Up Your Property’s Potential
If you’ve built up equity, now’s the time to use it. Speak to our expert team to see how much you can access and how to use it wisely.
Use the Value in Your Home to Fund What’s Next
Your home is more than just a place to live — it’s a powerful financial asset. By unlocking the equity in your property, you can access funds for renovations, investments, education, or other major expenses without selling your home. At Nepal Home Loans, we make it simple to release equity through a tailored loan solution that fits your needs and goals. Whether you're planning to invest, renovate, consolidate debt or fund a major purchase, our expert team ensures you do it the smart way.
âś… Why Unlock Equity with Us?
- Fast access to funds using your property’s value
- Support for renovations, investing, or personal needs
- Lower rates compared to credit cards or personal loans
- Flexible options: top-up loans, equity loans, or refinancing
- Expert help with loan structuring and redraws
- Access to lenders who maximise usable equity
👤 Who Is This For?
- Homeowners with at least 20% equity in their property
- Clients looking to fund renovations or upgrades
- Investors needing equity for deposit on a new purchase
- Individuals planning education, weddings or debt consolidation
🧠How the Equity Release Process Works
- Equity Check-Up – We calculate how much equity you have and how much is usable.
- Purpose & Strategy – We determine how funds will be used and choose the right structure (top-up, new loan, or refinance).
- Loan Comparison – We compare options from 30+ lenders to find the best rates and terms.
- Application & Approval – We prepare your loan application and manage all lender requirements.
- Fund Access & Next Steps – Once approved, your funds are accessible, and we advise on next actions (eg: renovation milestones or investment planning).
đź’¬ Frequently Asked Equity Questions
Equity = Current Property Value – Remaining Loan Balance. You may be able to borrow up to 80% of your property’s value.
Anything — from property investing to home improvements, education, vehicle purchases or consolidating debt.
Yes, they may increase slightly depending on how much extra you borrow. We’ll show you the repayment comparison in advance.
Not always — if your current lender offers a competitive top-up option, you can stay. Otherwise, we explore better refinance options.
Customer experiences with us
"I refinanced with Nepal Home Loans and saved over $300 a month. The team handled everything efficiently and clearly explained my options. They were professional, responsive, and genuinely cared about getting me the best outcome. I wish I’d done this sooner!"
Liam T
IT Consultant
"We used Nepal Home Loans to access equity for home renovations. Sofia explained the process clearly and got us a great deal. The entire experience was stress-free and fast. We’re now renovating our dream kitchen — couldn’t have done it without their support!"
Melissa H
Marketing Manager
"Thanks to Nepal Home Loans, I’ve now added my third investment property. Their knowledge of complex loan structuring and equity access is outstanding. They helped me grow my portfolio without overextending. A perfect broker for anyone serious about property investing."
Rohan K.
Property Investor
"Nepal Home Loans made buying our first home feel easy. Sofia walked us through everything, answered all our questions, and got us an amazing loan rate. We were nervous at first, but they made us feel completely confident. Highly recommend them to any first-time buyers!"
Samantha J
Registered Nurse
"Buying property through our SMSF seemed complex, but the team at Nepal Home Loans made it straightforward. They liaised with our accountant and helped us stay compliant. Great service and expert advice. Highly recommended for SMSF property purchases!"
George N
Business Owner
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