Commercial Loans
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Nepal Home Loans > Commercial Loans
🚀 Let’s Get Your Business Financed
Whether you're buying a commercial property, growing your operations, or funding a new venture — we’re here to make it happen. Book a free strategy session with our commercial lending team today.
Finance Tailored for Business Growth and Investment
Whether you're purchasing a commercial property, expanding your operations, or investing in equipment and infrastructure, our commercial loan solutions are built to help your business thrive. At Nepal Home Loans, we understand that no two businesses are the same. That’s why we work closely with you to tailor a finance package that supports your growth strategy — with competitive terms, flexible structures, and fast turnaround times.
✅ Why Choose Us for Commercial Loans?
- Tailored finance for property, equipment, or working capital
- Access to major banks and specialist commercial lenders
- Flexible loan terms: interest-only, principal & interest, balloon options
- Support for company, trust, or SMSF loan structures
- Fast approvals with minimal disruption to your business
- Industry-specific finance advice from experienced professionals
👤 Who Is This For?
- Business owners looking to purchase or refinance commercial property
- Companies expanding operations or opening new locations
- Investors seeking retail, office, industrial or warehouse space
- Professionals purchasing owner-occupied business premises
- Borrowers using trusts, companies, or SMSFs to acquire property
🧭 Our Commercial Lending Process
- Business & Financial Review – We assess your financials, structure, and objectives to determine eligibility.
- Strategy & Structure – We recommend a loan type, term, and repayment structure that suits your cash flow and asset goals.
- Lender Matching – We compare options from both bank and non-bank lenders to secure the best terms.
- Application Management – We prepare your commercial loan application with full supporting documents for quicker approvals.
- Settlement & Ongoing Support – We coordinate with solicitors, accountants, and lenders — and remain available for future funding needs.
💬 Common First Home Buyer Questions
Retail premises, offices, warehouses, factories, medical suites, and more — either owner-occupied or for investment.
Typically 20–30% for standard commercial loans. Some low-doc or lease-doc options may require more.
Commercial loans often have shorter terms, higher rates, and require business financials or leases for serviceability.
Absolutely. We specialise in helping clients use the right structure — including trusts, companies, and SMSFs — to purchase commercial property.
Customer experiences with us
"I refinanced with Nepal Home Loans and saved over $300 a month. The team handled everything efficiently and clearly explained my options. They were professional, responsive, and genuinely cared about getting me the best outcome. I wish I’d done this sooner!"
Liam T
IT Consultant
"We used Nepal Home Loans to access equity for home renovations. Sofia explained the process clearly and got us a great deal. The entire experience was stress-free and fast. We’re now renovating our dream kitchen — couldn’t have done it without their support!"
Melissa H
Marketing Manager
"Thanks to Nepal Home Loans, I’ve now added my third investment property. Their knowledge of complex loan structuring and equity access is outstanding. They helped me grow my portfolio without overextending. A perfect broker for anyone serious about property investing."
Rohan K.
Property Investor
"Nepal Home Loans made buying our first home feel easy. Sofia walked us through everything, answered all our questions, and got us an amazing loan rate. We were nervous at first, but they made us feel completely confident. Highly recommend them to any first-time buyers!"
Samantha J
Registered Nurse
"Buying property through our SMSF seemed complex, but the team at Nepal Home Loans made it straightforward. They liaised with our accountant and helped us stay compliant. Great service and expert advice. Highly recommended for SMSF property purchases!"
George N
Business Owner
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