SMSF Home Loans
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Nepal Home Loans > SMSF Home Loans
📈 Start Investing with Confidence
With the right structure and expert advice, your SMSF can be a powerful property investor. Contact Nepal Home Loans today to explore SMSF lending the right way.
Grow Your Super by Investing in Property the Smart Way
Buying property through your Self-Managed Super Fund (SMSF) can be a powerful way to grow your retirement wealth — but it requires expert structuring, compliance, and lender selection. At Nepal Home Loans, we specialise in SMSF home loan solutions tailored to the unique requirements of trustees and members. We work alongside your accountant and financial planner to ensure a seamless lending experience that aligns with your fund’s investment strategy.
✅ Why Choose Us for SMSF Loans?
- Access to SMSF-compliant lenders
- Support for residential and commercial property
- Loan structures tailored to trust requirements
- Expert guidance on documentation and compliance
- Support with bare trusts, custodians, and legal setup
- Streamlined communication with your professional team
👤 Who Is This For?
- Trustees looking to diversify into property
- SMSFs with sufficient fund balance and contribution flow
- Funds purchasing residential or commercial investment property
- Experienced investors seeking long-term tax-effective returns
📋 Our SMSF Lending Process
- Initial Consultation – We assess your SMSF’s financial position and investment strategy.
- SMSF Loan Pre-Assessment – We outline borrowing capacity and eligible lenders.
- Structure & Documentation Support – We guide the setup of your bare trust and ensure all legal components are lender-compliant.
- Loan Submission & Approval – We handle the full loan application, liaise with solicitors and accountants, and manage compliance with lending rules.
- Settlement & Compliance Review – We finalise the process with lender coordination, ensuring ATO and lender requirements are fully met.
💬 SMSF Loan FAQs
Your SMSF can purchase residential or commercial investment property, but not your own home or any property to be lived in by a fund member or relative.
Generally, SMSFs can borrow up to 70–80% of the property value, depending on the lender and property type.
Yes, but only non-structural improvements are allowed while the property is under finance. All activity must comply with SMSF regulations.
Yes — a bare trust (also called a holding trust) is required to legally separate the SMSF from the borrowing arrangement. We can work with your solicitor or assist in arranging this.
Customer experiences with us
"I refinanced with Nepal Home Loans and saved over $300 a month. The team handled everything efficiently and clearly explained my options. They were professional, responsive, and genuinely cared about getting me the best outcome. I wish I’d done this sooner!"
Liam T
IT Consultant
"We used Nepal Home Loans to access equity for home renovations. Sofia explained the process clearly and got us a great deal. The entire experience was stress-free and fast. We’re now renovating our dream kitchen — couldn’t have done it without their support!"
Melissa H
Marketing Manager
"Thanks to Nepal Home Loans, I’ve now added my third investment property. Their knowledge of complex loan structuring and equity access is outstanding. They helped me grow my portfolio without overextending. A perfect broker for anyone serious about property investing."
Rohan K.
Property Investor
"Nepal Home Loans made buying our first home feel easy. Sofia walked us through everything, answered all our questions, and got us an amazing loan rate. We were nervous at first, but they made us feel completely confident. Highly recommend them to any first-time buyers!"
Samantha J
Registered Nurse
"Buying property through our SMSF seemed complex, but the team at Nepal Home Loans made it straightforward. They liaised with our accountant and helped us stay compliant. Great service and expert advice. Highly recommended for SMSF property purchases!"
George N
Business Owner
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